In most of the US a home inspector is just a random person with some knowledge who looks at stuff. Sometimes they are really not knowledgeable at all. Here in Massachusetts, we have state licensing and they need to take a couple of courses. This person was an ex-builder.
When you get a mortgage, they will do their own assessment of the value of the property, but there won't be any indication of whether or not there are problems that need to be fixed unless they are so bad they affect the general value.
In general, buying a home is caveat emptor.
When you insure your house, they will generally do an inspection of the current condition, but that's just to make sure there aren't already holes in the roof or something that you're going to make a claim against.
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Date: 2011-09-16 01:06 pm (UTC)When you get a mortgage, they will do their own assessment of the value of the property, but there won't be any indication of whether or not there are problems that need to be fixed unless they are so bad they affect the general value.
In general, buying a home is caveat emptor.
When you insure your house, they will generally do an inspection of the current condition, but that's just to make sure there aren't already holes in the roof or something that you're going to make a claim against.